Does KCP offer medical insurance to students?

As a supplement to your own health insurance, KCP provides students with minor medical and accident coverage that begins the day after arrival in Japan and lasts through the last day of the program. However, KCP coverage is designed as a “top up” policy only.

Students must be insured through another insurance policy while in Japan or while on any independent travel excursion. It is your responsibility to secure additional coverage before departing for Japan. These items are included in the KCP coverage:

Medical expense for accidents   ¥ 500,000
Death by injury   ¥ 2,000,000
Medical expense for sickness   ¥ 500,000
Death by sickness   ¥ 2,000,000

Amounts are for current coverage as of June 2016, and are subject to change without notice. If you need to use this insurance, please contact your student coordinator for more details. The KCP plan does not cover major medical. Other exclusions: (1) dental disease; (2) pregnancy, childbirth, premature birth, or miscarriage; (3) any pre-existing condition.

Make sure your existing plan will cover you while abroad. Read through the insurance policy thoroughly to make sure you understand your plan’s limitations. Students who visit a doctor while in Japan may have to pay out-of-pocket fees.

NOTE: Some college study abroad programs require students to be ensured for emergency evacuation or repatriation of remains. Check with your study abroad office.

Students planning to attend KCP longer than one term and who will therefore be obtaining a long-term visa will participate in National Health Insurance. These students will be responsible for any charges to join and maintain National Health Insurance coverage. Students pay into the Japanese National Tourist Information Site; the cost is about $50 monthly.